Atlanta Insurance Agency has years of experience in Commercial Insurance. We offer a complete range of insurance and employee benefit solutions from top name carriers. Let us help you select the right solution for your business. Click on one of the solutions below to learn more.
Liability Insurance protects the assets of a business when it is sued for something it is liable for by causing an injury or property damage. Covered General Liability claims can include bodily injury, property damage, personal injury, and advertising injury (damage from slander or false advertising). The insurance company can cover compensatory and general damages as well. Punitive damages aren’t covered because they’re considered to be punishment for intentional acts.
General Liability Insurance comes in many different “shapes and sizes”, we can tailor a program specific to your needs and risk tolerance. Price, coverage and your company’s specific requirements help us develop an attractive insurance program designed just for your needs.
Covering workers injured in job-related accidents. It’s right up there with payroll and taxes. Finding the best price is only half the battle. We can also help you keep those costs down by providing Claims Administrations, Experience Modification Analysis and Safety / Loss Control assistance.
Umbrella, or Excess Liability Insurance, provides additional liability coverage (above general liability limits) for specific risks once a policy’s coverage limit has been exhausted. It also provides additional liability for certain risks that would not be covered by the primary insurance policy.
Covers items like your buildings, leasehold improvements, signage, equipment and personal property. It can include coverage for employee theft, forgery and / or dishonesty. There may also be coverage for contract penalties assessed against you if you can not complete the work because the property being installed was damaged by a covered loss.
Equipment breakdown insurance covers repair and replacement costs of the insured equipment – items like computers, air-conditioners, water heaters and electrical systems.
This is important insurance to get right the first time. We can help you select the options that apply to your business risks. This insurance covers your business autos, or employees while they use their personal autos on company business. There are other coverage enhancements that may be needed as well for permanently installed electronic equipment, rental autos, lease gap coverage and more.
we can ease your executive protection worries by covering you with a tailored program of professional liability insurance. Coverage in risk areas like – employment practices liability, errors & omissions, Directors & Officers liability, crime / financial fidelity, fiduciary liability and internet liability.
This is payable to the directors and officers of a company, or to the corporation itself, to cover damages or defense costs in the event they are sued for wrongful acts while they are (were) with that company. Directors and Officers Liability Insurance is commonly purchased with a companion product.
A fidelity bond provides coverage for dishonest and / or fraudulent acts of employees that could arise in the course of handling money or securities of others.
Fiduciary Liability Insurance provides coverage for breaches of fiduciary duty by ERISA plan fiduciaries. Unlike the fidelity bond, fiduciary liability insurance offers fiduciaries protection of personal assets.
Covers the life or lives of employees whose demise would have a substantial financial impact on the surviving organization’s ability to function and prosper in its future.
Employee benefit costs are often the highest expense item in a company’s financial statement.
Benefits represent a large percentage of an employee’s total cost. Worker’s Compensation, State Disability, Social Security, Unemployment, Sick Leave and Vacation time are all benefits provided by you, the employer.
We can help you with your company’s risk management – identification, assessment, avoidance, reduction and acceptance.